Fiduciary Trust International

Banking Services

Each of our clients has access to the convenience of our private banking services. From checking accounts with worldwide ATM access to custom lending solutions, our services are designed to meet your banking needs.

Convenient Global Access

Fiduciary Trust clients with investment management accounts receive no-fee checking accounts. Our services also include wire transfers, certified checks, traveler’s checks and cash advances. If you are traveling or residing outside of the U.S., you can obtain cash advances, drafts and wire transfers in the country of your choice.

FDIC-Insured Cash Deposits*

Cash on deposit is insured by the Federal Deposit Insurance Corporation. Recently, the FDIC enacted temporary increases in coverage limits. Until December 31, 2013, deposits held at Fiduciary Trust by an owner in his or her individual capacity are insured up to $250,000. Under FDIC regulations, additional insurance coverage is also available for deposits maintained by an owner in different categories of ownership capacity—for example, joint ownership, IRA or trust.

Worldwide ATM Access

Fiduciary Trust’s banking card is accepted for point of sale and Internet purchases anywhere Visa is accepted—more than 16 million locations worldwide. Checking account clients also have ATM access to their funds 24 hours a day, seven days a week in the United States as well as to local currencies in 87 other countries.

Secured Loans

We specialize in providing loans secured by marketable securities, featuring loan structures that can accommodate differing clients’ needs.

Mortgage Services

Our affiliate, Franklin Templeton Bank & Trust, offers a wide variety of mortgage and home equity loan products at attractive rates and minimal costs. Fiduciary Trust clients benefit from custom mortgage solutions to meet your borrowing needs.

*Extent of FDIC Insurance. Securities, mutual funds and other non- deposit investments in your account are subject to investment risk, including possible loss of principal amounts invested, are not deposits or other obligations of, or guaranteed by, Fiduciary Trust, and are not insured by the Federal Deposit Insurance Corporation (“FDIC”) or any other government agency. Cash balances, if placed on deposit at Fiduciary Trust, are insured by the FDIC under the FDIC’s general deposit insurance rules. Based on the strength of Fiduciary Trust's capital, it has chosen not to participate in the FDIC’s Transaction Account Guarantee Program.  Cash balances in interest-bearing accounts and noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules.